Hey there! If you’re a recent university graduate, aged 22-25, and just received your first salary, you might be feeling a mix of excitement and overwhelm about managing your finances. One of the first things you might need to tackle is how to order checks.
Checks may seem old-fashioned in this digital age, but they still hold their ground for certain situations, like paying rent or tipping your barber—a handy skill to have as you navigate adulthood. Unfortunately, many people run into pitfalls when ordering checks. But no worries! Let’s break down the five common mistakes to avoid and help you get this check-ordering thing down smoothly.
1. Skipping the Research Phase
Before you leap into ordering checks, take a moment to research your options. Many first-timers skip this step and end up with checks that don’t suit their needs.
- Pricing: Different vendors offer varying prices. Make sure to compare.
- Features: Look for checks with features like security features (to prevent fraud) or customizable designs that reflect your style.
Tip: Spend just 10-15 minutes browsing online for the best options available.
2. Choosing the Wrong Provider
You might be tempted to go with the first provider you come across, but this could lead to missed opportunities for better quality or savings.
- Banks vs. Online Providers: Your bank might offer checks but check online providers too; they often have better prices and custom options.
- Customer Reviews: Look up user reviews and ratings to gauge reliability.
Tip: If you’re loyal to your bank, reach out and see what they offer for checks first, and then explore online options.
3. Ignoring Check Safety Features
Some new grads might not realize that checks can be vulnerable to fraud. When ordering checks, safety features should be a top priority.
- Watermarks and Microprinting: These features make it harder for someone to copy or alter your checks.
- Trackable Orders: Choose a service that offers tracking for your checks to ensure they arrive safely.
Tip: Don’t hesitate to ask your provider about these features before placing an order.
4. Underestimating the Quantity Needed
You may think you only need a few checks, but trust me, it’s easy to underestimate how many you’ll actually use.
- Monthly Expenses: Consider all the payments you make—rent, utilities, etc.
- Savings: It’s better to have extras than to run out and face a lengthy reorder process.
Tip: A good rule of thumb is to order at least two boxes (200 checks) if you plan to use checks frequently.
5. Forgetting to Double-Check Information
Imagine how frustrating it is to get checks with incorrect information! Typos can lead to payment delays and confusion.
- Double-Check Your Details: Ensure your name, address, and account number are correct.
- Sample Review: Ask for a sample or a digital preview before the print run.
Tip: Have a friend or family member help you review your details to catch any mistakes you might miss!
Conclusion & Call to Action
Ordering checks doesn’t have to feel daunting, and avoiding these common mistakes will set you up for success. Remember:
- Research your options.
- Choose a reputable provider.
- Prioritize safety features.
- Estimate your quantity wisely.
- Verify all details.
Give yourself a pat on the back for taking the first steps toward managing your finances responsibly!
Actionable Step: Right now, take a few minutes to list what you need checks for (like bills or special payments). This will guide your research and ordering process down the line.
You’ve got this, and soon you’ll be navigating your finances like a pro!
